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Overview of Dealer Only Access, and how to get activated
Dealer Only Access offers dealers a way to submit credit applications and receive answers using the internet. Additionally, dealers can review the "real-time" status of their contract packages being processed for funding at CPS. Dealer Only Access utilizes a combination of automated processing and priority Loan Officer review to provide rapid answers to your pending credit applications.

If you would like a demonstration of Dealer Only Access for your dealership, click the demo request button below. If you would like to speak to someone about a demo, contact your local CPS Marketing Rep, or the CPS Marketing Department at (800) 304-6812.

Demo Request

 
Program Overview
CPS offers an easy to follow set of criteria for 7 different credit tiers, including a First Time Buyer program. CPS programs offer generous vehicle advance and terms, giving dealers many ways to finance their sub-prime buyers.
 
Some History

CPS is public company traded on the NASDAQ stock exchange. CPS has been serving primarily franchised auto dealers nationwide since 1991. CPS actively purchases contracts from auto dealers in 47 states. CPS supports franchised auto dealers with local area Marketing Reps that are well versed in the CPS program, and knowledgeable on how to increase sub-prime auto sales and profitability.

CPS processes all credit applications and contract packages from it's Irvine CA headquarters. CPS operates servicing branches in California, Virginia, Florida, Georgia and Illinois.

 
The CPS Buyer

The Typical CPS buyer has had significant prior credit problems that may include bankruptcy, repossession, charge-offs and collection accounts. These problems are situational and do not represent a chronic unwillingness to pay credit obligations.

The situational credit problems must be a thing of the past, although it can be the very recent past. Yesterday's bankruptcy discharge is indication that credit problems are past. The absence of currently delinquent accounts is generally an indication that a non-bankrupt buyer may be past their situational credit problems.

 
Current Dealer Rate Sheets
CPS actively purchases contracts from dealers in the states listed below. For an updated CPS rate sheet for your state, contact your local CPS Marketing Rep, or the CPS Marketing Department at (800) 304-6812.
Alabama

Illinois

Nebraska

Rhode Island

Alaska

Indiana

Nevada
South Carolina
Arizona
Kansas
New Hampshire
Tennessee *
California
Kentucky
New Jersey
Texas
Colorado
Louisiana
New Mexico
Utah
Connecticut *
Maine
New York

Vermont

Delaware
Maryland
North Carolina
Virginia
Florida
Massachusetts
North Dakota
Washington
Georgia
Michigan
Ohio
West Virginia
Hawaii
Minnesota
Oklahoma *
Wisconsin

Idaho

Mississippi

Oregon

Wyoming
Iowa
Missouri
Pennsylvania

 

  * TFC Program only
 

 

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