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CPS Franchised Dealer Program Highlights
CPS has been active in subprime auto finance since 1991. CPS offers 8 auto finance programs—from deep subprime to nonprime. We cover the full credit spectrum except for prime paper. CPS uses a criteria based program and a proprietary internal score card to decision applications. Our program is straight forward and consistent—and we’ll rehash deals that make sense. The key to fast funding is a complete contract package with accurate information.
Highlights of the program include:
  • No minimum FICO score (yes, we finance <500 FICO’s)
  • 120% +++ advance to a maximum 140% loan-to-value
  • Up to 2.5 points reserve in our upper tier programs
  • Dealer can choose Kelley, Black Book or NADA values
  • Automated decisions for instant answers on your credit applications
  • Access via DealerTrack, RouteOne or the CPS web site
  • A dedicated team of Marketing Representatives that know the business and how best to use our programs to capture and complete sales with customers that may have been walking off of your lot

To see how the CPS programs can help you sell more cars and make more money, contact the CPS Marketing Department at 1-800-304-6812.

CPS Announces Launch of Deeper Subprime Program

The Bravo program is a perfect complement to our 7 Proven Programs because it applies 100% to applications we are currently declining and provides a solid “way to go” with a chance for the dealer to earn additional profit from the cash flow stream as payments are made.

Bravo has the following features:

  • Non Fico based with easy access through Dealer Track, Route One or CPS Website
  • Hot Car program adds 5% to your advance
  • No Pool Cap – no cross collateralization
  • Tap into the income stream after the 6th payment on the loan
  • No sign up fees and no software to buy
  • More approvals provide more opportunities to sell cars!

For more information on how CPS can help you sell more cars and make more money, contact the CPS Marketing Department at 1-800-304-6812 or click here for more details.