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About CPS

Corporate Profile

Consumer Portfolio Services is an independent specialty finance company that provides indirect automobile financing to individuals with past credit problems, low incomes or limited credit histories. We purchase retail installment sales contracts primarily from franchised automobile dealerships secured by late model used vehicles and, to a lesser extent, new vehicles. We fund these contract purchases on a long-term basis primarily through the securitization markets and service the contracts over their lives. Our operational headquarters are located in Irvine, California and we have four additional strategically located servicing branches in Nevada, Virginia, Florida and Illinois.

Since we began operations in 1991 and through September 30, 2025, we have purchased over $24.4 billion contracts. As of September 30, 2025 we service a total managed portfolio of approximately $3.9 billion with approximately 221,000 active customers and 918 employees in our branches in five states. We maintain dealer relationships in 48 states across the United States. Our common stock is traded on the NASDAQ National Market System under the ticker "CPSS."