Dealer Programs - Franchised

CPS Franchised Dealer Program Highlights

CPS has been active in subprime auto finance since 1991. CPS offers 8 auto finance programs - from deep subprime to nonprime. We cover the full credit spectrum except for prime paper. CPS uses a criteria based program and a proprietary internal score card to decision applications. Our program is straight forward and consistent - and we'll rehash deals that make sense. The key to fast funding is a complete contract package with accurate information.

Highlights of the program include:

  • No minimum FICO score (yes, we finance < 500 FICO's)
  • 120% +++ advance to a maximum 140% loan-to-value
  • Up to 2.5 points reserve in our upper tier programs
  • Dealer can choose Kelley, Black Book or NADA values
  • Automated decisions for instant answers on your credit applications
  • Access via DealerTrack, RouteOne or the CPS web site
  • A dedicated team of Marketing Representatives that know the business and how best to use our programs to capture and complete sales with customers that may have been walking off of your lot

To see how the CPS programs can help you sell more cars and make more money, contact the CPS Marketing Department at 1-800-304-6812.