Dealer Programs - Non-Franchised

CPS is active with franchised and non-franchised dealers. The CPS non-franchised dealer program has eight program offerings, from our nonprime "Preferred" and "First-Time Buyer" programs and everything in between.

To qualify as a non-franchised dealer, you need to be in business for at least two years and possess a facility and inventory that meets CPS requirements. Additionally, non-franchised dealers need to provide:

  • Three months current bank statements
  • Current financial statement
  • Copy of current DMV license
  • Current dealership photos
  • Majority owner personal guarantee of titles
  • Satisfactory credit history on each owner

Highlights of the non-franchised dealer program include:

  • Advance of 115%+++ to a maximum of 130%
  • Up to 150,000 miles
  • Reserve on our upper tier programs and flats on our lower tier programs
  • Low $1,400 minimum income
  • Terms to 72 months
  • Low fees and APR

To get started, contact your CPS marketing representative or the CPS Marketing Department at 1-800-304-6812.